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In an article that seems made to order regarding my "on the cheap" comment on the About page (http://hub.teamhuman.org/about/), the Wall Street Journal today (4/16/09) has an article about low-cost ways to keep fit:
Lean Times Bring Workouts Home: http://online.wsj.com/article/SB123984558896723563.html
A personal trainer is quoted saying, "You can still get in unbelievable shape without spending money." True, though it does take a time investment. But the health dividends this investment pays can lead to real monetary health care savings in the long term if you stick with it.
Some things they mention: viewing exercise programs at home from Netflix or ExerciseTV, group workouts in a parking lot with a trainer that everyone pitches in to pay, taking classes at a local junior college.
For those who need their gym or health club, many have started offering discounts to help folks with shaky employment. One thing they didn't mention: some companies have health club discounts for their employees.